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Here are all the benefits available in Chennai to senior citizens (Madras day)

 


Madras day:

 

Madras Day is observed every year on August 22. Madras, in the southern state of Tamil Nadu, is thought to have been founded on this day in 1639. The East India Company established the groundwork for the current city on this day by purchasing land from local rulers for the construction of Fort St George. This year marks the 383rd anniversary of the city's founding. Madras Day celebrates the city's present and past, and all individuals, cultural groups, and communities. On this day, the city hosts heritage walks, public discussions, exhibitions, public performances, and food festivals, among other activities. Several debates, seminars, and conferences are planned to describe the heritage and legacy.

 

Benefits  available in Chennai to senior citizens :

 

The labour and work of our ancestors helped to create the civilization in which we now live. The current generation has a responsibility and obligation to care for the elderly. There are 11.2% elderly persons in Tamil Nadu. We must be aware of the policies, programs, and laws put in place by the government to safeguard them. Legal heirs or children are required to care for their parents under the 2007 Maintenance and Welfare of Parents and Senior Citizens Act. In general, alimony payments for seniors over 60 must be at least Rs. 5000 per month. Even while it is morally right for children to pay back their parents, the law also makes it mandatory for them to do so. Seniors over the age of 60 may request the tribunal in the event of any disagreements. Listed below are a few benefits for senior citizens in Chennai:

 

Tax Discounts:The senior population qualifies for bigger tax breaks. Income up to $3,000 is not taxed for citizens 60 years of age and older. A Super Senior Citizen who is 80 years of age or older and makes up to $5 lakh does not pay taxes. For seniors over 65, Section 88-B also offers tax exemption of up to Rs. 20,000. A senior citizen may deduct up to 50,000 from their health and medical insurance premiums under Section 80D. Seniors who are 65 years or older are likewise exempt from professional taxes.

 

Health Insurance: A senior citizen between the ages of 60 and 80 can benefit from National Insurance's Varishta Mediclaim coverage. Additionally, the government offers programs like the Central Government Hospitalization Scheme (CGHS) and the Rashtriya Swasthya Bima Yojna (RSBY) for retired central government employees.

 

Travel Discounts: Senior persons are eligible for several fare concessions.

Ø Air-India: Over-60-year-old senior people with Indian citizenship are entitled to a 50% discount on domestic economy fares.

 

Ø Rail transport: For a 40% discount for males over 60 and a 50% discount for women over 58, respectively. The offer is valid for all classes of fares.

 

Ø Bus: Senior citizens can receive bus price discounts from some municipal corporations and state governments. Additionally, they have designated seats on the bus.

 

Higher Interest rates on Savings: The bank and post office programs offer older folks enticing Interest Rates (between 8.75% and 9%) on savings and term deposits. There are other programs that exempt senior citizens from paying TDS on capital gains or interest.

 

Safe and secure : As the trend in Southern India is shifting, Chennai, which is among the most religious and central cities of the state of Tamil Nadu, is referred to as a retirement haven for seniors. It is one of South India's largest educational & commercial hubs and is renowned for its culture. For retired elderly citizens looking to spend and enjoy their retirement years, Chennai is regarded as a safe and secure city. With its state-of-the-art medical facilities, Chennai is regarded as India's health capital. Due to these factors, Chennai is the top retirement destination for seniors.

 

Elder help line in Chennai:

 

According to estimates, one in seven adults in Tamil Nadu over the age of 60 lives alone. The elderly make up 11% (3.5 lakh) of Chennai's population, which is much more than the 6.8% national average. Many of them are single adults with kids who are employed abroad. Abuse of the elderly is on the rise and poses a serious risk to their safety and security. The physical, psychological, emotional, and financial forms of neglect, abuse, and other violence against senior adults come in all social, economic, racial, and geographic contexts. Instead of responding to elder abuse after it occurs, there is a need to concentrate on prevention strategies. In Chennai, an elder's helpline is used to provide security and safety, and it is supervised and managed by the Chennai police. This new helpline will run out of the police commissioner's office's control room. Additionally, it will coordinate with two vehicles that will respond to complaints from elderly people.

 

Geriatric care services: We have a moral obligation to care for the old. As responsible individuals, we should understand how to care for the elderly. Our parents or elders give up their golden years while beaming to help mould our lives. They also expect our love, support, and care in their later years. Consequently, we must help them in their later years. But regrettably, we see today's youth shirk moral obligations. The greatest geriatric care is always available in Chennai. Seniors can choose from a wide choice of geriatric services, but Athulya Home Health Care provides the finest healthcare services, taking care of all their medical requirements. They offer everything that senior citizens require, including a customized healthy diet plan. Additionally, Athulya offers the top geriatric counselling for seniors' healthy lifestyles and ageing. As a result, Athulya is regarded as providing the highest-quality home health care in Chennai.

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